If you dream of starting your own business, don't let the challenge of financing discourage you from making that dream come true. When the application is considered complete, the recipient institution prepares a 'flash report' which is essentially a summarization of the loan application, to be evaluated at the Senior Executive Meeting (SEM).
There are two kinds of small business loans you can apply for - secured small businesses loans which is granted against collateral you provide as security and unsecured small business loan that is granted without any collateral but may have a higher rate of interest.
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